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All I raelly want is hurricane insurance, maybe.

Posted by Rich E2 on Friday, 24 May 2019, at 11:29 a.m.
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In response to 143335: Lloyds has pulled out of Hawaii, posted by Robin C on Friday, 24 May 2019, at 10:33 a.m.

So far, I've received quotes from 2 different brokers, both using HPIA as the underwriter. Hurricane insurance, which I want, is extra. I wasn't happy with the homeowners policy quotes, but am now interested in a stand-alone hurricane policy.

I'm still waiting for quotes from 2 other brokers, who will use Great Lakes. I bet I won't like those, either.

We've been in this house for 15 years, as of yesterday, and have always elected to forgo any property insurance. In those years, as the rest of my adult life, nothing has ever happened where insurance would have come to the rescue. I generally dislike insurance,and only have the state-mandated auto insurance.

However, climate change has increased the potential impact of hurricanes, the only real danger I consider here, and that is the main reason I started a general search. If I can't get a stand-alone hurricane policy at a reasonable cost, I shall continue to remain self-insured.


Responses:

   Δ hurricane insurance
    Ellen M -- Saturday, 25 May 2019, at 10:46 a.m.
   Δ Whose afrand of the volcano?? Insurance companies!
    Rich E2 -- Saturday, 25 May 2019, at 11:54 a.m.
   Δ Hurricane Insurance
    Happyhaole -- Wednesday, 12 June 2019, at 3:08 a.m.
   Δ Reasonable rates are as rare as hurricane damage!
    Rich E2 -- Wednesday, 12 June 2019, at 7:22 a.m.
   Δ Mauna Loa
    Sierra B -- Sunday, 30 June 2019, at 1:24 p.m.

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